Am I missing out on opportunities to borrow, and thus make leveraged investments, because I bought shares instead of property? After all, banks charge lower interest rates for loans on homes (5.94%*) and investment properties (5.36%*) than for margin loans (6.63%*). You could say that borrowing for shares is 24% more expensive than borrowing for property. Furthermore, banks reputedly allow higher LVRs for property. So if I can borrow more on a house and pay a lower rate, would not doing so multiply my leveraged returns?
I try to write something smart twice a month.